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Protect your cards as if they were cash — never let them out of your sight. Never write down your PIN — memorize it. Never disclose your card PIN to anyone. When you receive your new or replacement card in the mail, sign it, in ink, right away. If it is a replacement card, destroy the old card by cutting it into many small pieces.



 
TOO MUCH DEBT ON YOUR CREDIT CARDS? NO CREDIT HISTORY?
The best method that can be used to establish your credit history is the use of a secured credit card. Simply open a savings account with someone who is offering this type of card. Once the savings account is established (sometimes with as low as $100.00), you are issued a normal credit card that can be used up to the amount you have in the savings account. Start small. Rebuilding your credit can be similar to starting over from scratch, and starting small may be the easiest option. Credit cards from department stores or your local credit union can be useful. Chose secured credit cards, or a prepaid credit card.

APPLY FOR A SECURED CREDIT CARD!

Orchard Bank Secured MasterCard Orchard Bank Secured MasterCard Credit card debt
APR:   n/a
ISSUER:   HSBC Bank Nevada, N.A
Start building or rebuild your credit with the Orchard Bank Secured MasterCard. We’ve loaded it with built-in features that make managing your account easy and convenient plus benefits you can really use. Get pre-qualified in less than 60 seconds for a card that fits your credit profile, at no risk to your credit score.
Set your own credit limit starting at $200, all online
The perfect card to start building or rebuild your credit
Reporting monthly to all major credit bureaus
Your choice of payment due dates to fit your schedule
Free standard bill pay and online account management tools
E-alerts to your email or cell phone to remind you when a payment is due
More info...

DEBIT AND PREPAID CREDIT CARDS
Secured and prepaid cards offer the convenience of a credit card without the debt. While most report to major credit bureaus, allowing you to work on rebuilding your credit, they are not credit cards. If you have a lot of debt, or credit problems then consider to applying for a secured credit card. It helps you to establish or re-establish your credit and helps you to get rid of your debt.
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Debt Credit Card Article Archives

 

New Millenium Bank Secured Black Diamond Mastercard New Millenium Bank Secured Black Diamond Mastercard
Approved regardless of credit history
Credit limits up to $10,000*
Reports to all 3 bureaus
Get cash at over 740,000 ATMs
No credit check
* Terms and conditions apply.
More info...

New Millenium Bank Secured Black Diamond Visa New Millenium Bank Secured Black Diamond Visa
Approved regardless of credit history
Credit limits up to $10,000*
Reports to all 3 bureaus
Get cash at over 740,000 ATMs
No credit check
* Terms and conditions apply.
More info...


New Millennium Bank Platinum Visa MasterCard New Millennium Bank Platinum Visa MasterCard
No credit check
Guaranteed approval
Free companion ticket upon enrollment
Travel related benefits
Reports to all three major credit bureaus.
More info...

FREE Credit Score with FREE trial FREE Credit Score with FREE trial
Unlimited copies of your credit report
Automatic weekly credit and fraud alerts
24-hour Card Registration Service
Identity theft expense reimbursement insurance** of up to $25,000
More info...


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Check your credit frequently. If you are not sure about your credit rank, or you want to see your credit history through a creditor's eyes just follow this link.
Details on credit cards and loans opened in your name, companies accessing your credit file, payment information, and more. Get your free credit report and score now!

If you are suspect any unauthorized activity on your credit card, please follow this link.

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