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| Protect your cards as if they were cash never let them out of your sight. Never write down your PIN memorize it. Never disclose your card PIN to anyone. When you receive your new or replacement card in the mail, sign it, in ink, right away. If it is a replacement card, destroy the old card by cutting it into many small pieces. |
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TOO MUCH DEBT ON YOUR CREDIT CARDS? NO CREDIT HISTORY?
The best method that can be used to establish your credit history is the use of a secured credit card. Simply open a savings account with someone who is offering this type of card. Once the savings account is established (sometimes with as low as $100.00), you are issued a normal credit card that can be used up to the amount you have in the savings account. Start small. Rebuilding your credit can be similar to starting over from scratch, and starting small may be the easiest option. Credit cards from department stores or your local credit union can be useful. Chose secured credit cards, or a prepaid credit card.
APPLY FOR A SECURED CREDIT CARD!
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Wired Plastic Prepaid Visa Card |
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| APR: |
n/a
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| ISSUER: |
BankFirst
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New Card for Convenient Tap-n-Pay Purchases at Merchants Nationwide
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DEBIT AND PREPAID CREDIT CARDS
Secured and prepaid cards offer the convenience of a credit card without the debt. While most report to major credit bureaus, allowing you to work on rebuilding your credit, they are not credit cards. If you have a lot of debt, or credit problems then consider to applying for a secured credit card. It helps you to establish or re-establish your credit and helps you to get rid of your debt.
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