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A Resolution Anyone Can Keep: Get Rich This Year by Not Paying Your Debts
Lots of people get caught up in the debt cycle, especially following the Christmas Holiday season, yet you don’t have to let debt keep you from becoming wealthy – not if you do it the way rich people do.
(PRWEB) January 13, 2006 -- Lots of people get caught up in the debt cycle, especially following the Christmas Holiday season, yet you don’t have to let debt keep you from becoming wealthy – not if you do it the way rich people do.
“Do you think millionaires don’t have debt?” asks Loral Langemeier, a single mom, millionaire and author of The Millionaire Maker. She then quickly replies, “Of course they do – sometimes millions of dollars of debt. In fact, the richer they are the more debt they carry, but it has to be the right kind of debt.”
The right kind of debt is called Good Debt, because it actually helps you make more money. Bad Debt is consumer debt, such as when people use credit cards to buy non-income producing items. Even items such as cars and home furniture are often mistaken as assets; however, they rarely produce more money for you.
So the right question isn’t “How do I get rid of my debt,” but rather, “What’s the best way to turn my Bad Debt into Good Debt?” Many financial advisors will tell you to scrimp, save and cut back on absolutely everything that makes life fun. They’ll tell you to create a very tight budget and then pay off your debt before you can even think about making investments of any type.
According to Langemeier, that advice creates two huge problems. First, a tight budget is like a starvation diet. When you fight yourself, you both lose. The second problem is because it cuts you off from investing and using your money to make money, passively, the way rich people do. This doesn’t mean you don’t need an effective debt management system, because that is critical to your overall success. More importantly, you need a clear plan of action to spend a lot of money on what makes more money.
To help people learn how spend money buying the right things, Loral’s company, Live Out Loud, provides financial expertise through coaches, mentors and peer-to-peer wealth builders, each of whom is a verifiable millionaire. As proven by thousands of Live Out Loud clients, once a person learns how to live in a Wealth Cycle™, their debt makes them rich.
Get your F.r.e.e Information on Handling Debt. Plus, learn how you could be one of 3 to win bonus gifts valued up to $12,000. Visit http://www.LiveOutLoud.com
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Burdened with Debt?
Too many debts? Having trouble paying your bills? Are you worried about losing your home or your car?
You're not alone. Many people face a financial crisis some time in their lives. Your financial situation doesn't have to go from bad to worse. If you are a homeowner why not look to release the equity tied up in your home, Why not consider a Debt Consolidation Loan to consolidate all your debts into one monthly repayment?
If your objective is to reduce interest rates and lower your monthly payments, avoid bankruptcy, consolidate your bills and have one monthly payment, or simply get out of debt the fastest way possible, then a debt consolidation loan could provide the answer. Check out credit cards after bankruptcy
Are you paying out too much every month for your credit cards, store cards and loans? Then why not replace them all with one, lower, convenient repayment through a consolidation loan? Or a secured credit card?
Consolidation loans can give you a fresh start, allowing you to consolidate all of your loans into one - giving you one easy to manage payment, and in most cases, at a lower rate of interest.
Secured on your UK home, low cost, low rate, cheap, low interest debt consolidation loans can sweep away the pile of repayments to your credit and store cards, HP, loans and replace them with one, low cost, monthly payment – one calculated to be well within your means.
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